{"service":"Amy Backend","version":"1.3.0","endpoints":{"webhook":"POST /webhook/digitap — DigiTap SMS webhook","health":"GET /health — Health check","aiChat":"POST /api/ai/chat — AI chat proxy","aiRoast":"POST /api/ai/roast — Spending roast","scheduler":"POST /api/scheduler/proactive — Cleo-style proactive pushes (cron)"}}